Mammogram Cost in Illinois
A mammogram is an X-ray image of the breast used to detect cancer and other abnormalities. Mammogram costs in Illinois range from $150 to $650, but screening mammograms are covered free under most insurance plans.
Illinois Price Range
By choosing the lowest-cost provider
What is a Mammogram?
Mammography uses low-dose X-rays to create images of breast tissue. 3D mammograms (tomosynthesis) take multiple images from different angles for more detailed views. The procedure takes about 20 minutes and involves brief breast compression.
Common Billing Codes (CPT/DRG)
Why Mammogram Prices Vary So Much
Mammogram prices depend on whether it's 2D or 3D, screening vs. diagnostic, facility type, and additional views needed. Hospital-based imaging centers charge more than freestanding facilities. 3D mammograms typically cost $50-$150 more than 2D.
Lower-Cost Options
- Community hospitals in suburbs
- Freestanding imaging/surgery centers
- Cash-pay discounts (20-40% off)
Higher-Cost Options
- Academic medical centers (Northwestern, Rush)
- Hospital outpatient departments
- Out-of-network facilities
Mammogram Prices at Illinois Hospitals
Compare actual mammogram prices reported by hospitals. Prices shown are cash-pay/self-pay rates from hospital transparency files.
Payment Options Comparison
See how different payment methods affect your out-of-pocket cost
Cash/Self-Pay
Hospital list price
$320
Full price
- No insurance needed
- May qualify for discounts
With Insurance
Estimated negotiated rate
~$256
Save ~$64 vs cash
- Negotiated network rate
- Counts toward deductible
- Actual cost depends on plan
With HSA/FSA
Tax-free payment
$209
Save $111 in taxes (~35%)
- Pay with pre-tax dollars
- Federal + State + FICA savings
- Rolls over year to year
No monthly fees. FDIC insured.
HSA savings based on 22% federal + 4.95% IL state + 7.65% FICA tax rates. Actual savings vary by tax bracket.
Can I Afford This?
Check if your savings can cover this $320 procedure.
No monthly fees. Invest your balance. FDIC insured.
Insurance Tips for Mammogram
Screening mammograms are covered 100% under the ACA with no cost-sharing for women 40 and older. However, diagnostic mammograms (following up on abnormal findings) may be subject to deductible and coinsurance. Always verify coverage before your appointment.
Before Scheduling, Ask:
- 1.Is this facility in my insurance network?
- 2.Does this procedure require prior authorization?
- 3.What is my out-of-pocket cost after deductible?
- 4.Is there a cash-pay discount if I pay upfront?
When Do You Need a Mammogram?
The American Cancer Society recommends annual mammograms starting at age 40 for average-risk women. Women with family history of breast cancer or genetic mutations may need earlier or more frequent screening. Discuss your personal risk with your doctor.
Frequently Asked Questions
Related Procedures
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Price data sourced from hospital transparency files as required by the Hospital Price Transparency Rule. Last updated December 2025.