Chest X-ray (2 Views) Cost in Illinois
A chest x-ray (2 views) costs between $36 and $963 at Illinois hospitals, with a median price of $513 — a staggering 2,573% difference depending on where you go. This wide price variation means the facility you choose can have a dramatic impact on your out-of-pocket costs, even for one of the most routine imaging studies in medicine. Understanding what drives these differences can help you find quality care at a price that works for your budget.
Illinois Price Range
By choosing the lowest-cost provider
What is a Chest X-ray (2 Views)?
A chest x-ray is one of the most commonly performed medical imaging studies in the world. It uses a small, controlled dose of ionizing radiation to create images of the structures inside your chest, including the lungs, heart, major blood vessels, airways, ribs, and diaphragm. The standard two-view study, identified by CPT code 71046, captures both a front-to-back (posteroanterior or PA) image and a side (lateral) image, giving radiologists a more complete picture than a single view alone. During the procedure, you will typically stand in front of a flat imaging panel. A technologist will position you carefully, ask you to take a deep breath and hold it briefly, and then capture each image in a matter of seconds. The entire process usually takes less than 15 minutes from start to finish, and no needles, dyes, or special preparation are required in most cases. You may be asked to remove metal jewelry, eyeglasses, or clothing with metal fasteners that could interfere with the image. The images are reviewed by a radiologist — a physician who specializes in interpreting medical imaging. The radiologist produces a written report that is sent to the ordering provider, who then discusses the findings with you. In many facilities, preliminary images are available almost immediately, while the formal radiologist interpretation may take a few hours or be available the same day. A two-view chest x-ray is considered the standard of care for most chest imaging needs because the second lateral view adds significant diagnostic value. It can reveal abnormalities hidden behind the heart or spine that would not be visible on a single frontal image alone, improving the overall accuracy of the study.
Common Billing Codes (CPT/DRG)
Why Chest X-ray (2 Views) Prices Vary So Much
Chest x-ray prices in Illinois vary by more than 2,573%, and that gap is not simply explained by differences in quality. Facility type is one of the biggest drivers: large academic medical centers and major hospital systems typically have significantly higher overhead costs — including staffing, equipment maintenance, administrative infrastructure, and facility fees — that are passed on to patients. Freestanding imaging centers, outpatient radiology clinics, and urgent care facilities often charge far less for the same CPT code 71046 procedure because they operate with leaner cost structures. Geographic location within Illinois also plays a meaningful role. Facilities in the Chicago metropolitan area, particularly those in high-cost suburban markets, often charge more than facilities in rural or downstate communities. Additionally, hospitals that are designated trauma centers or that serve as regional referral hubs may apply different pricing schedules than community hospitals. Negotiated rates with insurance companies, chargemaster pricing policies, and individual facility billing practices all contribute to the wide spread you see in the data. Another important factor is whether a facility charges a separate facility fee on top of the technical fee for the x-ray itself. When you receive a chest x-ray at a hospital outpatient department, you may receive two separate bills: one for the technical component (the equipment and technologist) and one for the professional component (the radiologist's interpretation). Freestanding imaging centers often bundle these costs into a single, lower charge. Always ask whether the quoted price includes both the technical and professional components before scheduling.
Lower-Cost Options
- Community hospitals in suburbs
- Freestanding imaging/surgery centers
- Cash-pay discounts (20-40% off)
Higher-Cost Options
- Academic medical centers (Northwestern, Rush)
- Hospital outpatient departments
- Out-of-network facilities
Chest X-ray (2 Views) Prices at Illinois Hospitals
Compare actual chest x-ray (2 views) prices reported by hospitals. Prices shown are cash-pay/self-pay rates from hospital transparency files.
Payment Options Comparison
See how different payment methods affect your out-of-pocket cost
Cash/Self-Pay
Hospital list price
$513
Full price
- No insurance needed
- May qualify for discounts
With Insurance
Estimated negotiated rate
~$410
Save ~$103 vs cash
- Negotiated network rate
- Counts toward deductible
- Actual cost depends on plan
With HSA/FSA
Tax-free payment
$336
Save $177 in taxes (~35%)
- Pay with pre-tax dollars
- Federal + State + FICA savings
- Rolls over year to year
No monthly fees. FDIC insured.
HSA savings based on 22% federal + 4.95% IL state + 7.65% FICA tax rates. Actual savings vary by tax bracket.
Can I Afford This?
Check if your savings can cover this $513 procedure.
No monthly fees. Invest your balance. FDIC insured.
Insurance Tips for Chest X-ray (2 Views)
Most health insurance plans, including commercial plans, Medicare, and Medicaid, cover chest x-rays when they are ordered by a physician for a medically necessary reason. However, what you actually pay out of pocket depends heavily on your specific plan's deductible, copay, and coinsurance structure. If you have not yet met your annual deductible, you may be responsible for the full contracted rate, which can vary widely depending on your insurer's negotiated price with the facility. One of the most effective ways to reduce your cost is to use an in-network facility. Your insurance plan's contracted rates with in-network providers are typically much lower than the facility's standard chargemaster price. Before scheduling, call your insurance company or use their online provider directory to confirm that the facility is in-network and to get an estimate of your expected cost-sharing. If you are comparing facilities, note that hospital outpatient departments often carry higher facility fees than freestanding imaging centers, even within the same insurance network. If you do not have insurance or are paying out of pocket, it is worth asking facilities directly about their self-pay or cash-pay discount rates. Many hospitals and imaging centers offer significant reductions — sometimes 30% to 60% off the standard price — for patients who pay at the time of service. Community health centers and federally qualified health centers (FQHCs) in Illinois may also offer sliding-scale fees based on income. Comparing prices across facilities using tools like Aphenos before you schedule can help you find the lowest available price for the same procedure.
Before Scheduling, Ask:
- 1.Is this facility in my insurance network?
- 2.Does this procedure require prior authorization?
- 3.What is my out-of-pocket cost after deductible?
- 4.Is there a cash-pay discount if I pay upfront?
When Do You Need a Chest X-ray (2 Views)?
A chest x-ray is ordered for a wide range of medical reasons, and it remains one of the first imaging studies physicians turn to when evaluating symptoms involving the chest or respiratory system. Common reasons a provider might order a chest x-ray include persistent cough, shortness of breath, chest pain, fever with suspected pneumonia, or after a chest injury. It is also used to monitor the placement of medical devices such as pacemakers, central venous catheters, or endotracheal tubes, and to track the progression or resolution of a known lung condition. Chest x-rays are frequently used to evaluate for conditions such as pneumonia, pleural effusion (fluid around the lungs), pneumothorax (collapsed lung), cardiomegaly (enlarged heart), pulmonary edema, rib fractures, and masses or nodules within the lung tissue. Pre-operative chest x-rays are sometimes ordered before certain surgical procedures, though clinical guidelines have moved away from routine pre-op x-rays for healthy patients in recent years. It is important to note that a chest x-ray is not the same as a CT scan of the chest, which provides much more detailed cross-sectional images but involves a higher radiation dose and significantly greater cost. Your provider will determine which imaging study is most appropriate for your clinical situation. In some cases, a chest x-ray is used as an initial screening tool, with more advanced imaging ordered if the x-ray reveals something that warrants further investigation.
Frequently Asked Questions
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Price data sourced from hospital transparency files as required by the Hospital Price Transparency Rule. Last updated March 2026.