Bone Age X-ray Study Cost in Illinois
A bone age x-ray study costs between $26 and $1,085 at 43 Illinois hospitals, with a median price of $507 — a price variation of over 4,000% for the exact same procedure. This dramatic range means that where you receive the study can have a profound impact on what you pay out of pocket. Understanding your options before scheduling can help you find high-quality care at a significantly lower cost.
Illinois Price Range
By choosing the lowest-cost provider
What is a Bone Age X-ray Study?
A bone age x-ray study, identified by CPT code 77072, is a specialized radiological examination most commonly performed on children and adolescents to assess skeletal maturity. The procedure typically involves taking a single x-ray of the left hand and wrist, though in some clinical situations the knee or other joints may be used. A radiologist then compares the appearance of the bones — particularly the growth plates, known as epiphyses — against standardized reference atlases such as the Greulich and Pyle atlas to estimate the child's biological bone age. Bone age is expressed in years and months and represents how mature the skeleton is, regardless of the child's chronological age. In a typically developing child, bone age and chronological age are closely aligned. When there is a significant discrepancy between the two, it can provide important diagnostic information to a pediatrician, endocrinologist, or orthopedic specialist. The x-ray itself is a quick, non-invasive procedure that exposes the patient to a very small amount of radiation — far less than many other radiological studies. No contrast dye or injection is involved, and there is typically no special preparation required. The child simply places their hand on the imaging plate for a brief moment while the image is captured. Results are interpreted by a radiologist who prepares a written report for the referring physician. This report typically includes the estimated bone age, any notable findings about bone structure, and relevant comparisons to standard developmental charts. The entire process, from the time the patient arrives to when they leave, usually takes less than 30 minutes.
Common Billing Codes (CPT/DRG)
Why Bone Age X-ray Study Prices Vary So Much
Bone age x-ray prices in Illinois vary by more than 4,022%, one of the widest price spreads seen in outpatient imaging. This enormous range is not a reflection of differences in image quality or clinical outcome — the underlying procedure is essentially identical regardless of where it is performed. Instead, the variation is driven by factors that have more to do with the business structure of each facility than the care itself. The most significant driver of price differences is the type of facility where the study is performed. Large academic medical centers and inpatient hospital outpatient departments typically bill at significantly higher rates than freestanding imaging centers, pediatric specialty clinics, or community radiology practices. Hospitals have higher overhead costs — including 24-hour staffing, emergency infrastructure, and complex billing departments — which are embedded in the prices they charge for even routine outpatient procedures. A freestanding imaging center that focuses exclusively on radiology often has lower operating costs and passes some of those savings along to patients. Geographic location within Illinois also plays a role, as facilities in high-cost urban markets like Chicago may charge more than those in suburban or rural communities. Additionally, whether you pay with insurance, a negotiated rate, or self-pay affects the final amount billed. Some facilities offer significant discounts to self-pay or cash-paying patients, while others bill a standard chargemaster rate regardless of payer. Comparing prices before your appointment is one of the most effective ways to reduce your out-of-pocket cost.
Lower-Cost Options
- Community hospitals in suburbs
- Freestanding imaging/surgery centers
- Cash-pay discounts (20-40% off)
Higher-Cost Options
- Academic medical centers (Northwestern, Rush)
- Hospital outpatient departments
- Out-of-network facilities
Bone Age X-ray Study Prices at Illinois Hospitals
Compare actual bone age x-ray study prices reported by hospitals. Prices shown are cash-pay/self-pay rates from hospital transparency files.
Payment Options Comparison
See how different payment methods affect your out-of-pocket cost
Cash/Self-Pay
Hospital list price
$507
Full price
- No insurance needed
- May qualify for discounts
With Insurance
Estimated negotiated rate
~$406
Save ~$101 vs cash
- Negotiated network rate
- Counts toward deductible
- Actual cost depends on plan
With HSA/FSA
Tax-free payment
$332
Save $175 in taxes (~35%)
- Pay with pre-tax dollars
- Federal + State + FICA savings
- Rolls over year to year
No monthly fees. FDIC insured.
HSA savings based on 22% federal + 4.95% IL state + 7.65% FICA tax rates. Actual savings vary by tax bracket.
Can I Afford This?
Check if your savings can cover this $507 procedure.
No monthly fees. Invest your balance. FDIC insured.
Insurance Tips for Bone Age X-ray Study
Most private health insurance plans, Medicaid, and CHIP cover bone age x-ray studies when ordered by a physician for a medically indicated reason, such as evaluating a growth concern or monitoring a known hormonal condition. Coverage is generally straightforward because the procedure is a well-established diagnostic tool with clear clinical guidelines. However, your specific out-of-pocket cost will depend on your deductible, copay, coinsurance, and whether you use an in-network provider. If you have a high-deductible health plan or have not yet met your deductible for the year, you may be responsible for the full negotiated rate, which can still vary widely depending on the facility. In these cases, it is worth calling your insurer before the appointment to confirm the estimated allowed amount and your cost-sharing responsibility. Asking the facility for their self-pay or cash-pay rate is also worthwhile — in many cases, particularly at freestanding imaging centers, the cash price can be lower than the insurance-negotiated rate if your deductible has not been met. For families without insurance, the $26 to $1,085 price range in Illinois means that shopping around is especially valuable. Federally Qualified Health Centers (FQHCs) and community health clinics sometimes offer imaging services on a sliding fee scale based on income. Additionally, some hospital systems have charity care programs that can reduce or eliminate costs for qualifying patients. Always ask about financial assistance options before assuming you must pay the listed price.
Before Scheduling, Ask:
- 1.Is this facility in my insurance network?
- 2.Does this procedure require prior authorization?
- 3.What is my out-of-pocket cost after deductible?
- 4.Is there a cash-pay discount if I pay upfront?
When Do You Need a Bone Age X-ray Study?
A bone age x-ray is ordered by physicians — most often pediatricians, pediatric endocrinologists, or orthopedic specialists — when there is a clinical question about a child's growth or skeletal development. Common reasons include evaluating a child who appears significantly shorter or taller than expected for their age, assessing early or delayed puberty, or monitoring a child already diagnosed with a growth hormone disorder, thyroid condition, or other endocrine disease. The study is also used to estimate how much growth potential remains in adolescents. This is particularly relevant when considering medical or surgical treatments that depend on whether the growth plates are still open. For example, orthopedic surgeons may order a bone age study before performing certain corrective procedures for conditions like scoliosis or leg length discrepancy, since treatment planning can differ significantly based on skeletal maturity. In some cases, bone age x-rays are used in the evaluation of children who have been adopted internationally or whose birth dates are uncertain, as a way to estimate chronological age when documentation is unavailable. Forensic and legal contexts occasionally use similar assessments. It is important to note that a bone age study is a diagnostic tool, and the results are always interpreted by a physician in the context of the child's full clinical picture, including physical examination, growth history, and laboratory findings.
Frequently Asked Questions
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Price data sourced from hospital transparency files as required by the Hospital Price Transparency Rule. Last updated March 2026.