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Laboratory Tests

Blood Work Cost in Illinois

Blood work includes various tests that analyze blood samples to check for diseases, organ function, and overall health. Blood work costs in Illinois range from $25 for a single test to $500+ for comprehensive panels.

49 Illinois hospitals compared
Updated December 2025
Compare Blood Work Prices

Illinois Price Range

Lowest Price$25
Median Price$150
Highest Price$500
Potential Savings$475

By choosing the lowest-cost provider

What is a Blood Work?

Common blood tests include Complete Blood Count (CBC), Comprehensive Metabolic Panel (CMP), Lipid Panel, Thyroid Panel, and Hemoglobin A1C. Blood is typically drawn from a vein in your arm and sent to a laboratory for analysis.

Common Billing Codes (CPT/DRG)

8005380061850258444382947

Why Blood Work Prices Vary So Much

Blood work prices vary dramatically based on the facility. Hospital labs charge 5-10x more than independent labs for the same tests. Quest Diagnostics and Labcorp offer standardized pricing that's often lower than hospital rates.

Lower-Cost Options

  • Community hospitals in suburbs
  • Freestanding imaging/surgery centers
  • Cash-pay discounts (20-40% off)

Higher-Cost Options

  • Academic medical centers (Northwestern, Rush)
  • Hospital outpatient departments
  • Out-of-network facilities

Blood Work Prices at Illinois Hospitals

Compare actual blood work prices reported by hospitals. Prices shown are cash-pay/self-pay rates from hospital transparency files.

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Payment Options Comparison

See how different payment methods affect your out-of-pocket cost

Cash/Self-Pay

Hospital list price

$150

Full price

  • No insurance needed
  • May qualify for discounts

With Insurance

Estimated negotiated rate

~$120

Save ~$30 vs cash

  • Negotiated network rate
  • Counts toward deductible
  • Actual cost depends on plan
Best Value

With HSA/FSA

Tax-free payment

$98

Save $52 in taxes (~35%)

  • Pay with pre-tax dollars
  • Federal + State + FICA savings
  • Rolls over year to year

No monthly fees. FDIC insured.

HSA savings based on 22% federal + 4.95% IL state + 7.65% FICA tax rates. Actual savings vary by tax bracket.

Can I Afford This?

Check if your savings can cover this $150 procedure.

Procedure Cost$150
With HSA Tax Savings$98
$
Open an HSA to save $52 in taxes

No monthly fees. Invest your balance. FDIC insured.

Insurance Tips for Blood Work

Preventive blood work (like cholesterol screening) is covered 100% under the ACA. Diagnostic blood work may be subject to deductible and coinsurance. Using an in-network lab can save hundreds of dollars compared to hospital labs.

Before Scheduling, Ask:

  • 1.Is this facility in my insurance network?
  • 2.Does this procedure require prior authorization?
  • 3.What is my out-of-pocket cost after deductible?
  • 4.Is there a cash-pay discount if I pay upfront?

When Do You Need a Blood Work?

Annual wellness exams typically include basic blood work. Additional tests may be ordered for symptoms, medication monitoring, or chronic disease management. Fasting is required for accurate lipid panels and glucose tests.

Frequently Asked Questions

Independent labs like Quest Diagnostics and Labcorp offer the lowest prices. Many pharmacies (CVS, Walgreens) also offer basic blood tests. Avoid hospital labs unless specifically required for your condition.

Related Procedures

Compare Blood Work Prices by City

Find the best blood work prices at hospitals near you in Illinois.

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Price data sourced from hospital transparency files as required by the Hospital Price Transparency Rule. Last updated December 2025.

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