Allergy Testing Cost in Illinois
Allergy testing identifies substances that trigger allergic reactions. Testing costs in Illinois range from $150 to $1,000 depending on the type and number of allergens tested. Skin tests are faster and cheaper than blood tests.
Illinois Price Range
By choosing the lowest-cost provider
What is a Allergy Testing?
Allergy tests include skin prick tests (drops of allergens on skin with small scratches), intradermal tests (allergens injected under skin), and blood tests (measuring IgE antibodies). Skin tests provide results in 15-20 minutes.
Common Billing Codes (CPT/DRG)
Why Allergy Testing Prices Vary So Much
Allergy testing prices depend on the number of allergens tested, type of test (skin vs. blood), and facility. Comprehensive panels testing 50+ allergens cost more than focused testing for specific suspected triggers.
Lower-Cost Options
- Community hospitals in suburbs
- Freestanding imaging/surgery centers
- Cash-pay discounts (20-40% off)
Higher-Cost Options
- Academic medical centers (Northwestern, Rush)
- Hospital outpatient departments
- Out-of-network facilities
Allergy Testing Prices at Illinois Hospitals
Compare actual allergy testing prices reported by hospitals. Prices shown are cash-pay/self-pay rates from hospital transparency files.
Payment Options Comparison
See how different payment methods affect your out-of-pocket cost
Cash/Self-Pay
Hospital list price
$400
Full price
- No insurance needed
- May qualify for discounts
With Insurance
Estimated negotiated rate
~$320
Save ~$80 vs cash
- Negotiated network rate
- Counts toward deductible
- Actual cost depends on plan
With HSA/FSA
Tax-free payment
$262
Save $138 in taxes (~35%)
- Pay with pre-tax dollars
- Federal + State + FICA savings
- Rolls over year to year
No monthly fees. FDIC insured.
HSA savings based on 22% federal + 4.95% IL state + 7.65% FICA tax rates. Actual savings vary by tax bracket.
Can I Afford This?
Check if your savings can cover this $400 procedure.
No monthly fees. Invest your balance. FDIC insured.
Insurance Tips for Allergy Testing
Allergy testing is usually covered when you have allergy symptoms and your doctor orders it. Blood tests may cost more than skin tests even with insurance. Check if your plan requires using a specific lab.
Before Scheduling, Ask:
- 1.Is this facility in my insurance network?
- 2.Does this procedure require prior authorization?
- 3.What is my out-of-pocket cost after deductible?
- 4.Is there a cash-pay discount if I pay upfront?
When Do You Need a Allergy Testing?
Consider allergy testing if you have unexplained sneezing, itchy eyes, skin rashes, breathing problems, or reactions to foods. Testing identifies specific triggers so you can avoid them or receive targeted treatment like immunotherapy.
Frequently Asked Questions
Related Procedures
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Price data sourced from hospital transparency files as required by the Hospital Price Transparency Rule. Last updated December 2025.