We reviewed dozens of HSA providers to find one that truly helps you save on healthcare. Here is why we chose Lively.
We evaluated HSA providers on the factors that matter most for healthcare savings.
Many HSA providers charge $2-5/month. Lively charges $0. Your savings stay yours.
Your HSA deposits are protected up to $250,000 by the FDIC through Choice Financial Group.
Invest HSA funds in low-cost index funds through Schwab. Grow your healthcare savings tax-free.
Free Visa debit card for instant HSA payments. Pay at doctor offices, pharmacies, and hospitals.
4.8-star rated app for iOS and Android. Track spending, upload receipts, manage investments.
Open your account online in minutes. No employer involvement required for individual accounts.
An HSA lets you pay for healthcare with pre-tax dollars, saving approximately 30% on every expense.
Actual savings depend on your tax bracket. Consult a tax professional for personalized advice.
A quick comparison of popular HSA providers.
| Feature | Lively | Others |
|---|---|---|
| Monthly Fees | $0 | $2-5/month |
| Investment Options | Limited or extra fees | |
| FDIC Insurance | Varies | |
| Mobile App Rating | 4.8 stars | 3.5-4.2 stars |
| Free Debit Card | Often $5+ fee |
Open your free Lively HSA in 3 minutes and start paying for healthcare with tax-free dollars.
2024 Contribution Limits: $4,150 (individual) | $8,300 (family)
Aphenos may earn a commission when you open an HSA through our links to Lively. This helps us maintain our free price transparency tools. We chose Lively based on the criteria outlined above, not based on commission rates. We only recommend services we believe provide real value to help you save on healthcare costs. Your costs are not affected by using our affiliate links.