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Cost Comparison

Telehealth vs Urgent Care: Which Should You Choose?

Not sure whether to book a virtual visit or drive to urgent care? This guide compares telehealth and urgent care across cost, convenience, and capabilities to help you make the right choice for your situation.

$50-75

Telehealth Visit

$150-250

Urgent Care Visit

<15 min

Telehealth Wait

30-60 min

Urgent Care Wait

Head-to-Head Comparison

Feature Telehealth Urgent Care
Average Cost$50-75 per visit$150-250 per visit
Wait TimeUnder 15 minutes30-60 minutes
Availability24/7 nationwideExtended hours (varies)
Physical ExamLimited (visual only)Full physical exam
Lab TestsNot availableOn-site testing
X-Rays & ImagingNot availableUsually available
PrescriptionsMost medications (not controlled)All medications
Insurance CoverageMost plans ($0-25 copay)Most plans ($50-75 copay)

Choose Telehealth When:

Best for these conditions

  • Cold and flu symptoms
  • COVID-19 evaluation
  • Allergies and sinus issues
  • Minor skin conditions (rashes, acne)
  • UTI symptoms
  • Pink eye (conjunctivitis)
  • Mental health concerns
  • Prescription refills
  • Birth control consultations
  • Follow-up appointments

Choose Urgent Care When:

Best for these conditions

  • Sprains and strains
  • Minor cuts needing stitches
  • Suspected broken bones
  • Ear infections (especially in children)
  • Strep throat (requires swab test)
  • Flu (when rapid test needed)
  • Moderate asthma attacks
  • Mild dehydration
  • Animal bites
  • Minor burns

Skip Both - Go to the ER When:

Chest pain or pressure
Difficulty breathing
Signs of stroke (FAST)
Severe bleeding
Loss of consciousness
Thoughts of self-harm

The Smart Approach: Telehealth First

Many healthcare experts recommend using telehealth as your first step for non-emergency symptoms. Here is why this "telehealth triage" approach works:

  1. Save money - If your condition can be treated virtually, you save $75-200
  2. Save time - No driving, parking, or waiting room time
  3. Get guidance - If you do need urgent care, the telehealth doctor can confirm and advise what to expect
  4. Documentation - Your telehealth visit creates a medical record that urgent care can reference

The only exception: if you are confident you need something telehealth cannot provide (like an X-ray for a suspected fracture), go directly to urgent care to avoid paying for two visits.

Frequently Asked Questions

Need Urgent Care? Compare Prices First

If telehealth cannot help and you need in-person care, compare urgent care and hospital prices in Illinois to avoid overpaying.

Compare Urgent Care Prices